FINDING THE RIGHT ADVISOR

Real estate agents and mortgage loan officers are important sources of information in this process – but they are not the only people you should consult. Especially if this is your first time buying a home, our partners can be a very helpful resource throughout this process. As a Real Estate Group, the process of buying a home is about our client’s needs, not ours. I pride myself on not being the decision maker, but the strategic guide. The one with the unbiased position to lead and help my clients make, the sometimes, tough but right decisions so that they feel with certitude they have made the best decision.

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02 PREPARING YOUR FINANCES

Aiming to get you the best payment plans. We partnered with the best allies to share with and help our clients. Notaries, financial planners, mortgage specialists had been helping us on different matters.
With their strong experience and sharpened knowledge, they will be there for all our legal risks and financial strategies to strengthen our transactions.

Everyone can benefit from an outside perspective when making big financial decisions. The market changes rapidly, so the experience may be very different from your last home purchase or refinance.

03 GET PRE-APPROVED!

In ADAM GROUP, we deal with the best mortgage brokers exclusively in our region. They will get you the best interest rate premiums as they only work with our clients.

The most important consideration, when qualifying for a home loan, is your credit. An additional component in obtaining a mortgage loan is your Debt-to-Income ratio (DTI).

The lender may also specifically inquire about your liquid assets. They’ll want to verify that the disclosed amount you will be using for the down payment is accessible in a liquid cash account, such as a checking or savings account.

 

Adam
Adam

04 HOME SHOPPING WITH ADAM

Adam will be with you every step of the way until you find your dream home!
I will hunt it down!
We use different strategies that we will determine after we meet to get the house you desire.
I will guide you and present to you the different trends and market fluctuations. We will compare your estimate for the home price you can afford to the prices of homes in your target area.
Then, we will  have a brief time to act and determine the right offer.
I call it the ‘’Price of regret’’ and my clients love it. It is the point of no return, the price you will regret not having paid 10 000$ more and move into your property of dream. Or, the regret of paying a property 10 000$ over what you should. The key is about the strategy we chose to follow and hunt  the right property for you.

05 ADAM WRITES AN OFFER FOR YOU!

Combining an extraordinary range of experience in collection, sales, government finance, social media, marketing and advertising and especially negotiation with the highest level of customer service in Real Estate, Adam has an impressive track record of delivering exceptional results for every client he serves.

One thing that’s helpful to keep in mind is that sellers want certainty, too! en, all we can do is wait for a positive response.

The seller can do one of the three things once they receive our offer:

The Seller Accepts Your Offer
The Seller Makes A Counteroffer
The Seller Rejects Your Offer

That’s why Adam will negotiate the price and terms of the sale strategically with you.

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06 WHY YOU SHOULD BUY HOME WITH US NOW:

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1-Buy & rent it

2-Buy & live in it – Don’t pay rent

3-Save on taxes with deductions

4-Best investment that doubles while saving rental expenses(asset appreciation)

5-Best gift on your own retirement (to have debt free life/assest) & a gift to successors as well

6-Easy financing & amazing affordable interest rates now.

7-Ensure privacy, stability & safety.

8-Reduce uncertainties of the cash (Fiat) money.

9-Rent is going up, mortgage payments aren’t

10-Build assets in installments.

11-Put roots in community, have say in community affairs/decisions

12-Renovate/colorise/decorate/design at your own will/requirement/convenience

13-Only mortgage forces you to save

14-Host with Airbnb 

15-Gplit duplex/triplex

16-Ginance your uncertainties 

17-Have as many pets as you want 

18-Globally people who hold real money(land & gold) are among richest families

19-Have a permanent address,friends, links in authorities/service providers.

20-Own land, it’s a certain value! They don’t make land anymore!

Send us a text or call now to start your property hunt!

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